The Dilemma

With costs constantly on the rise, creating a top-tier benefits plan to improve health & wellness without breaking the bank can be a challenge.  We can help!!

Compounded by The Affordable Healthcare Act, employers who offer medical insurance are continuing to experience double-digit annual premium increases. As a result, many of them are electing high-deductible insurance plans, higher co-pays and even the exclusion of dental and vision insurance in order to provide their employees with affordable healthcare coverage.

In turn, employees are being asked to assume more responsibility for their healthcare expenses, are frustrated by the affordability and limited options, and are looking for help from you to find answers.

We’ve got the answer!

The Solution

Xpress has effective solutions that save your employees money on out-of-pocket medical expenses like doctor visits, prescriptions, dental care, contact lenses and everyday living expenses.  The Teladoc (doctor visits by phone) benefit gives employees 24/7 access to physicians who can diagnose and prescribe medication, if medically necessary, for primary care illnesses.  This can prevent unnecessary visits to emergency rooms or urgent care clinics, and lower claims experience while encouraging employee wellness.

Here are some examples of how you can provide your employees with benefits that add significant value and compliment your existing offerings with the innovative Xpress solutions:

  • Teladoc – get access to a team of board certified medical professionals with an average 20 years practice experience by phone or online video — anytime, anywhere with no per visit fee. Employees will spend less time out of work and more time being productive and healthy.
  • Prescription discounts – Xpress pharmacy discounts can save 10%-85% and give you the freedom to choose your pharmacy among multiple providers (CVS, Walgreens, Target, and more).
  • Dental discounts – utilizing Dental powered by Aetna Dental Access®, your employees can access a large network as soon as they receive their membership materials, get 15%-50% off per visit* and get services generally not included with most dental insurance, including orthodontics and periodontics.
  • Health Advocate™Solutions – no matter what benefits you have, do you want someone to help you untangle medical bills and insurance claims, assist with eldercare and related healthcare issues, access skilled negotiators who will attempt to negotiate discounts on medical and dental bills, and have 24/7 access to registered nurses? Not sure you’ll find a similar benefit by traditional means.
  • ID Sanctuary – Provides our members unlimited 24/7 resolution assistance, step-by-step guidance through the identity resolution process if a member is ever a victim of identity theft or fraud, document replacement assistance when identification documents such as Social Security cards, birth certificates, passports and driver’s licenses are lost, stolen or destroyed, credit inquiry activity alerts, and one bureau credit report, credit score and monitoring

* in most instances; actual costs and savings vary by provider, service and geographical area.

Employer Paid Benefits

Looking to enhance your benefits offering to get an edge over the competition? Look no further than providing the Xpress suite of features that offer a wide range of useful benefits.

Employee Paid Benefits

Whether you offer voluntary or supplemental benefits for your employees or not, there’s no benefit that is more feature rich and relevant than that Xpress program. You may not be able to afford it, but not offering it to your employees would be a mistake. Your employees will thank you!

Combo Pay

Offer choice and control for your employees by paying for the package you can afford and allow them to pay the difference in the package they choose. It’s the best of both worlds and helps employees take control over the benefits that they know they could use.

Interested in Offering Xpress Services to your Employees?

Interested in Offering Xpress Services to your Employees?

Interested in Offering Xpress Services to your Employees?